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Happy New Year to you! But please realize that for the year to truly be new, you also need to be new or renew. It’s the changes you make from inside out, that determines how exciting this New year would be. Please note that it’s 2014 already, and if this …

We have been looking at HOW DO I GET OUT OF DEBTS ( PART 1 & 2), with focus on Debt triggers, now we look at solving the problem of debt by Understanding Debt Triggers & Overcoming Them Many people who are overcome by this habit are not aware that …

    Concluding part of the speech by President Barrack Obama at Nelson Mandela Memorial in South Africa Mandela demonstrated that action and ideas are not enough; no matter how right, they must be chiseled into laws and institutions. He was practical, testing his beliefs against the hard surface of …